How to set up your payment method

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Wrapbook provides secure payment options to receive your earnings. You’re prompted to choose your payment methods when you join your first project in Wrapbook, but you can update this information at any time.

Access Payment methods

  1. In the left-side navigation, click Settings

  2. On your Settings page click the Edit button next to the payment method

User profile settings page with options to edit payment method and demographic information.

Click Settings, then click Edit next to Payment Method

Authorization form for direct deposit with bank account details and consent statement.

Example of a worker's Primary Payment Method page

Payment options

Wrapbook offers the following secure payment options to receive your earnings:

  • Direct deposit (ACH)

  • Paper check

  • Working with an agent

Direct deposit (ACH)

Direct deposit is the fastest and most secure way to receive your payments. When you choose direct deposit:

  • Processing time is typically 1-3 business days after payroll completion

  • Funds are deposited directly into your bank account

  • There’s no risk of lost or delayed checks

Using Plaid to connect your bank account with your Wrapbook account

Wrapbook uses Plaid to securely connect your bank account.

On your Primary payment method page:

  1. Click the Direct deposit tab to select direct deposit as your primary payment method. You’ll see the name of the bank that is currently being used for direct deposits along with the last four digits of the account number.

  2. Click the Edit button to use Plaid to change the bank account that future direct deposits will be sent to

  3. In the popup, click the checkbox to agree to the attestation, and then click the Continue button

  4. Follow the prompts in the popup to connect your bank account

  5. Once you have finished, click to confirm the attestation statement

  6. Click the Save button

If you can’t use Plaid, you can add your account manually by clicking add bank account:

  • In the Add bank account popup enter the required information and then click Save

Direct deposit payment method selection with bank account authorization details displayed.

Click the Direct Deposit tab, then click the Edit button

Wrapbook prompts for phone number to connect account using Plaid service.

In the popup, you can enter your phone number or you can click Continue as guest

A selection menu displaying various bank logos for user institution choice.

Click on your bank. You can use the Search bar to find your bank in the list.

Login prompt for Chase, highlighting account options and continue button.

Confirm the bank selected by clicking the Continue to login button. After you click the button,  you’ll be connected to your bank and prompted to enter your credentials.

Entering your bank account information manually

As an alternative to using Plaid:

  1. You can manually enter your banking details by clicking the add bank account link in Or manually add bank account

  2. In the Add bank account popup, enter the required information

  3. Then, click the Add bank account button

User interface for adding a bank account in payment settings for Wrapbook.

Click add bank account

Instructions for adding a bank account with highlighted fields for routing and account numbers.

Enter the required information, then click the Add bank account button

Paper check

If you prefer to receive paper checks:

  • Delivery time is typically 1-5 business days via First Class mail

  • Checks are mailed to your address on file

  • Make sure your mailing address is current in your account settings

Update the mailing address your paper checks are sent to

  1. On the Primary payment method page, click the Mailed check tab

  2. Enter the required information and then click the Save button

Payment method selection showing mailed check option and mailing address fields.

Click the Mailed Check tab, enter the required information, then click the Save button

Working with an agent

If you work with an agent:

  • Your agent can be set up to receive payments on your behalf

  • You'll need to complete a check authorization form

  • Agent fees will be automatically calculated and deducted

To learn more, see How to use Wrapbook when you have an agent.

Best practices for payments

Regardless of the payment method you choose, use the following best practices to ensure timely and accurate payments:

  • Keep your payment information up to date in your account settings

  • Verify your banking details are correct before submitting

  • Contact the support team if you need to update your payment method

  • For security purposes, some payment method changes may require additional verification steps