---
title: "How to set up your payment method"
slug: "how-to-set-up-your-payment-method"
tags: ["no online bank", "physical check", "without online bank account"]
updated: 2026-07-13T23:33:53Z
published: 2026-07-13T23:33:53Z
canonical: "help.wrapbook.com/how-to-set-up-your-payment-method"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.wrapbook.com/llms.txt
> Use this file to discover all available pages before exploring further.

# How to set up your payment method

Wrapbook provides secure payment options to receive your earnings. You’re prompted to choose your payment methods when you join your first project in Wrapbook, but you can update this information at any time.

## Access Payment methods

1. In the left-side navigation, click **Settings**
2. On your *Settings* page click the **Edit** button next to the payment method

![Authorization form for direct deposit with bank account details and consent statement.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker.png)

*Example of a worker's Primary Payment Method page*

## Payment options

Wrapbook offers the following secure payment options to receive your earnings:

- Direct deposit (ACH)
- Paper check
- Working with an agent

### Direct deposit (ACH)

Direct deposit is the fastest and most secure way to receive your payments. When you choose direct deposit:

- Processing time is typically 1-3 business days after payroll completion
- Funds are deposited directly into your bank account
- There’s no risk of lost or delayed checks

#### Using Plaid to connect your bank account with your Wrapbook account

Wrapbook uses [Plaid](https://plaid.com/) to securely connect your bank account.

On your *Primary payment method* page:

1. Click the **Direct deposit** tab to select direct deposit as your primary payment method. You’ll see the name of the bank that is currently being used for direct deposits along with the last four digits of the account number.
2. Click the **Edit** button to use Plaid to change the bank account that future direct deposits will be sent to
3. In the popup, click the checkbox to agree to the attestation, and then click the **Continue** button
4. Follow the prompts in the popup to connect your bank account
5. Once you have finished, click to confirm the attestation statement
6. Click the **Save** button

If you can’t use Plaid, you can add your account manually by clicking add bank account:

- In the *Add bank account* popup enter the required information and then click **Save**

![Direct deposit payment method selection with bank account authorization details displayed.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker (3).png)

*Click the* ***Direct Deposit*** *tab, then click the* ***Edit*** *button*

![Wrapbook prompts for phone number to connect account using Plaid service.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker (4).png)

*In the popup, you can* ***enter your phone number*** *or you can click* ***Continue as guest***

![A selection menu displaying various bank logos for user institution choice.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker (5).png)

*Click on your bank. You can use the Search bar to find your bank in the list.*

![Login prompt for Chase, highlighting account options and continue button.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker (6).png)

*Confirm the bank selected by clicking the* ***Continue to login*** *button. After you click the button, you’ll be connected to your bank and prompted to enter your credentials.*

#### Entering your bank account information manually

As an alternative to using Plaid:

1. You can manually enter your banking details by clicking the **add bank account** link in *Or manually* *add bank account*
2. In the *Add bank account* popup, enter the required information
3. Then, click the **Add bank account** button

![User interface for adding a bank account in payment settings for Wrapbook.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker (7).png)

*Click* ***add bank account***

![Instructions for adding a bank account with highlighted fields for routing and account numbers.](https://cdn.us.document360.io/67f3ef76-1568-46b4-8047-4792fc3a99ce/Images/Documentation/Payment Methods - worker (8).png)

*Enter the required information, then click the* ***Add bank account*** *button*

### Paper check

If you prefer to receive paper checks:

- Delivery time is typically 1-5 business days via First Class mail
- Checks are mailed to your address on file
- Make sure your mailing address is current in your account settings

#### Update the mailing address your paper checks are sent to

1. On the *Primary payment method* page, click the **Mailed check** tab
2. Enter the required information and then click the **Save** button

### Working with an agent

If you work with an agent:

- Your agent can be set up to receive payments on your behalf
- You'll complete a payment authorization form
- Agent fees will be automatically calculated and deducted

If you requested agent representation from your onboarding sidebar, you may see an *Agency payment setup pending* banner on your *Payments* step while your request is under review by the production company. You'll need to set up a personal payment method as a backup — in case the request is not approved, payments will go directly to you.

Once the production company confirms your agent, payments can be directed to your agency going forward.

To learn more, see [How to use Wrapbook when you have an agent](/v1/docs/how-to-use-wrapbook-when-you-have-an-agent).

## Best practices for payments

Regardless of the payment method you choose, use the following best practices to ensure timely and accurate payments:

- Keep your payment information up to date in your account settings
- Verify your banking details are correct before submitting
- Contact the support team if you need to update your payment method
- For security purposes, some payment method changes may require additional verification steps

(Automatic Clearing House) An electronic payment form that is usually provided for free by the bank. Wire transfers are generally not free.

A person or company licensed by the state to represent clients and negotiate contracts on their behalf.